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Whether buying or refinancing, you will find the great rates and flexible terms you are looking for right here at East Cambridge Savings Bank. Please note that additional rates and terms may be available. Call our toll-free number at 1.866.354.3272, or local number at 617.354.7700 for details.
Adjustable Rate Mortgages (ARMs)*
(Effective: Thursday, March 11, 2010)
|
3/1 ARM
(Caps: 2% annual, 6% lifetime
Payments shown do not include taxes or insurance.
Your payments may be greater.) |
|
30 years
|
4.500%
| 0 | 3.437%
|
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3.125%
| |
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|
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5/1 ARM
(Caps: 2% annual, 6% lifetime
Payments shown do not include taxes or insurance.
Your payments may be greater.) |
|
30 years
|
4.750%
| 0 | 3.711%
|
|
30 years
|
3.125%
| 0 |
|
|
|
7/1 ARM
(Caps: 2% annual, 6% lifetime
Payments shown do not include taxes or insurance.
Your payments may be greater.) |
|
30 years
|
4.990%
| 0 | 4.022%
|
|
|
3.125%
| |
|
|
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10/1 ARM (interest only)
(Caps: 2% annual, 6% lifetime
Payments shown do not include taxes or insurance.
Your payments may be greater.) |
|
30 years
|
6.375%
| 0 | 5.211%
|
|
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4.375%
| |
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3.125%
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Conforming Fixed Rate Mortgages*
(Effective: Thursday, March 11, 2010)
|
30 Year Fixed Rate Mortgage
(Payments shown do not include taxes or insurance.
Your payments may be greater.) |
|
360 months
|
4.875%
| 2 | 5.064%
| $5.29
|
360 months
|
5.125%
| 1 | 5.227%
| $5.44
|
360 months
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5.375%
| 0 | 5.387%
| $5.60
|
|
15 Year Fixed Rate Mortgage
(Payments shown do not include taxes or insurance.
Your payments may be greater.) |
|
180 months
|
4.625%
| 1 | 4.797%
| $7.71
|
180 months
|
4.875%
| 0 | 4.896%
| $7.84
|
|
10 Year Fixed Rate Mortgage
(Payments shown do not include taxes or insurance.
Your payments may be greater.) |
|
120 months
|
4.500%
| 1 | 4.746%
| $10.36
|
120 months
|
4.750%
| 0 | 4.780%
| $10.48
|
Conforming Fixed Rate Mortgages - Service Released*
(Effective: Thursday, March 11, 2010)
|
30 Year Fixed Rate Mortgage
(Payments shown do not include taxes or insurance.
Your payments may be greater.) |
|
360 months
|
4.625%
| 2 | 4.816%
| $5.14
|
360 months
|
4.750%
| 1 | 4.854%
| $5.22
|
360 months
|
4.875%
| 0 | 4.891%
| $5.29
|
|
15 Years Fixed Rate Mortgage
(Payments shown do not include taxes or insurance.
Your payments may be greater.) |
|
180 months
|
| 1 | 0.000%
|
|
180 months
|
4.250%
| 0 | 4.278%
| $7.52
|
First Time Home Buyer Programs*
(Effective: Thursday, March 11, 2010)
|
FTHB 5/1 ARM
(Caps: 2% annual, 6% lifetime
Payments shown do not include taxes or insurance.
Your payments may be greater.) |
|
30 years
|
4.500%
| 0 | 3.620%
|
|
|
3.125%
| |
|
|
|
FTHB 7/1 ARM
(Caps: 2% annual, 6% lifetime
Payments shown do not include taxes or insurance.
Your payments may be greater.) |
|
30 years
|
4.750%
| 0 | 3.904%
|
|
|
3.125%
| |
|
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Additional rates and terms available
All loans are subject to credit approval.
All rates are subject to change.
How can we help you?
To find out how we can help you, please stop by any branch office, complete our information request form or give us a call at 1.866.354.ECSB (3272).
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